David L. OvardDavid Ovard Clark Hill
David L. Ovard
David L. Ovard counsels and represents industry-leading clients in the areas of financial services, real estate law, business law, corporate law, partnership law, contracts law, online ADA compliance, and healthcare law. He represents clients in complex litigation, mortgage resolution matters including complex mortgage and foreclosure-related litigation, online ADA compliance, and advising clients as to appropriate methods of limiting liability exposure including strategies for protecting financial services, real estate corporate, and business entities. David’s practice also includes representing clients to maximize outcomes in business real estate, financial services, and corporation disputes. David has extensive experience in transactional and litigation matters and corporate matters locally and nationally.
- David has broad experience in representing entities and individuals in the acquisition, development, disposition, foreclosure, ownership, and operation of real estate properties. He also has significant experience in the creation, governance, and operation of privately held entities such as limited liability companies, joint ventures, and partnerships.
- David has a sophisticated litigation practice that includes litigation of business, corporate, partnership, contract, real estate health law, and financial services issues.
Lending and Servicing
- David’s practice includes representing financial institutions, mortgage companies, GSEs and servicing entities in real estate matters involving origination, compliance, loss mitigation, complex and high-risk foreclosures, contested foreclosures, evictions, sequestration, litigation and mortgage, and real estate-related transactions.
Residential Mortgage Lending
- In the residential mortgage lending area he assesses, documents, litigates and resolves legal and business issues surrounding mortgage lending and servicing, including MERS related issues, POA, HOA and COA disputes, title insurance claims, lien priority issues, repurchase demands, complex and high-risk foreclosure prosecution and defense, and other default and loss mitigation related issue; state and federal mortgage lending regulations including CFPB compliance and actions and suits of all kinds; TILA/RESPA, HAMP, UDAAP, QM and RESPA (including QWR); FCRA and debt collection under FDCPA and state debt collection statutes (as well as dealing with the plaintiff’s bar and consumer advocates); and the origination, sale, and securitization of residential loans along with the regulatory issues and operational compliance incumbent in the process.