Member Joann Needleman Quoted in Bloomberg Law Article on Debt Collectors’ Use of Electronic Communication
Joann Needleman, Leader of the firm's Consumer Financial Services Regulatory & Compliance Practice Group, was quoted in an article published today on Bloomberg Law titled, “Appeals Court Throws Wrench Into CFPB Debt Collection Rewrite.” This article covered the U.S. Court of Appeals for the Seventh Circuit’s recent decision regarding the use of hyperlinks as a violation of the Fair Debt Collection Practices Act. The Consumer Financial Protection Bureau is currently taking comments on a proposal to allow collectors to send notices over email or text.
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Needleman serves as a navigator to her clients seeking advice and guidance in the complex regulatory environment facing the financial services industry. She provides counsel, consultation, and litigation services to a wide array of financial institutions, law firms, credit reporting agencies, as well as venture capital firms looking to invest in the fin-tech space. A former member of the Consumer Financial Protection Bureau’s (CFPB) Consumer Advisory Board, Needleman has been able to provide her clients with useful strategies in order to prepare for new areas of regulatory scrutiny. Often asked by clients to quickly assess a new policy statements or guidance issued by federal and state regulators, she is able to break down the issues and provide common sense solutions that ensure her clients’ policies, procedures and business operations are fully compliant with current regulatory expectations.
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