Commercial Real Estate
Niamh advises on the acquisition, disposal, development, and management of commercial, industrial, logistics, and mixed-use properties, supporting investors through the full lifecycle of ownership. She is widely recognised for her expertise in net-lease and long-term commercial leasing structures, with a strong focus on assets held for stable, predictable income. Her practice is particularly aligned with sale-and-leaseback transactions, investment acquisitions with in-situ tenants, and the negotiation of long-term Full Repairing and Insuring (FRI) leases.
She has extensive experience negotiating and structuring commercial leases across single-asset and portfolio transactions, ensuring lease terms remain robust, enforceable, and aligned with investor risk profiles and covenant requirements. Her work regularly involves portfolio leasing strategies, tenant covenant analysis, and bespoke lease documentation tailored to regulated or operational occupiers.
Banking & Real Estate Finance
Niamh has extensive experience in the structuring, negotiation, and implementation of loan and security packages, including facility letters, debentures, legal charges, guarantees, and intercreditor arrangements. She acts for both lenders and borrowers across a variety of sectors, ensuring transactions are executed efficiently and with full protection of her clients’ commercial and regulatory interests.
Her expertise includes:
- Commercial and private lending (acquisition finance, refinancing, and development funding)
- Security reviews and due diligence on real property and corporate assets
- Restructuring and refinancing, including release and substitution of security
- Distressed asset recovery and enforcement of security (charges, mortgages, debentures, and judgment mortgages)
- Sale-and-leaseback and cross-border finance transactions
- Banking documentation—drafting, negotiating, and advising on facility agreements and security instruments
Representative Matters
- Advised a major Irish logistics and supply chain provider on the restructuring of group lending and sale-and-leaseback arrangements
- Advised an Irish Collective Asset-management Vehicle (ICAV) in the refinancing of its entire property portfolio, a transaction involving multiple lending institutions and cross-collateralised assets, including comprehensive review, negotiation, and restructuring of complex security documentation
Niamh is known for her commercial acumen, precision, and client-first approach, providing strategic advice that balances legal risk with business objectives in a fast-moving financial landscape. Her leadership ensures that all instructions are handled with commercial focus, precision, and accountability.
