Stephen J. Mandel
Stephen J. Mandel is a corporate and transactional attorney with a focus on a wide range of commercial finance matters.
Lenders and borrowers, including banks and other capital providers, public and private companies, private equity groups, and similar enterprises, seek Stephen’s counsel as deal steward, quarterbacking the deal process from the term sheet or commitment stage through to loan documentation and closing. Stephen approaches each matter from a practical point of view, augmenting his knowledge of the legal issues with an appreciation for the differing goals of each client to achieve an efficient and timely outcome.
Stephen drafts and negotiates term sheets, commitment letters, credit agreements, security agreements, intercreditor agreements, and other loan documentation on behalf of single-bank lenders, agent lenders in syndicated facilities and borrowers. He manages cash-flow secured and unsecured credit facilities, asset-based loan transactions, mezzanine and subordinated structures, real estate financings, and other credit arrangements.
Stephen’s clients seek his counsel in connection with leveraged buyouts and other acquisition financings. He also handles cross-border transactions involving businesses with operations in Canada, Mexico and Europe, and collaborates with local counsel in such jurisdictions on behalf of both lenders and borrowers.
Stephen’s practice also extends to the preparation and negotiation of required legal opinions, including serving as local counsel to a number of public and private companies with multi-state operations. As needed by his clients, he also drafts corporate organizational documentation and resolutions and provides support with general corporate matters in the context of financing and other transactions.
Stephen began his legal career with an AmLaw 100 firm in New York, representing hedge funds, private equity funds, and other finance companies in domestic and cross-border finance transactions.