Our approach is characterized by understanding the competitive pressures faced by those in the insurance industry. We also understand the need for strategic vision and planning to minimize both your exposure to risk and the cost of handling your matter. Our experienced attorneys can undertake your matter with minimal start-up time or expense.
Our commitment to continuous training and education assures our clients the most up-to-date advice and counsel in today's environment. Our familiarity and routine use of litigation plans, litigation budgets and flexibility in billing formats allows us to provide our insurer-clients with superb service.
The scope of the experience at Clark Hill is as broad as the demands of insurance law itself, and includes:
Insurance Regulation
Clark Hill regularly advises and represents clients on a full range of regulatory considerations, including initial licensing and license renewal, statutory accounting and investment restrictions, examination disputes, market conduct problems, rates and forms, underwriting practices, compliance with the Essential Insurance Act, agency licensing and termination. Clark Hill is also actively involved in assisting insurance clients in business and corporate matters.
Mergers and acquisitions
Clark Hill is a leading firm in advising clients on all aspects of transactions involving mergers and acquisitions. As the insurance industry continues to evolve and consolidate, Clark Hill attorneys can counsel you on the myriad details of selling or acquiring a company.
Claims Defense
Clark Hill has defended hundreds insurance cases. Clark Hill attorneys regularly undertake the defense of general liability, premises liability, and product liability matters, as well as cases involving personal lines, including homeowners claims and automobile negligence claims (including no-fault, first and third party claims).
Clark Hill also serves as defense counsel on directors and officers liability claims, professional malpractice claims (including medical, legal, accounting, engineering and architectural claims) and policy defense claims of all types.
In addition to defending insurance claims in state and federal courts, has extensive experience in alternative dispute resolution, including facilitation, mediation, arbitration, and summary jury trials.
Coverage Disputes
Clark Hill has represented insurers in a variety of coverage disputes involving commercial, professional, personal, environmental, property, and directors and officers liability policies. The subject matters at issue have involved hospitals and physicians, construction and architecture, oil and gas, transportation, schools and school boards, museums, employment discrimination, and manufacturing.
Life Insurance
Clark Hill's life insurance practice is both extensive and long-standing. The firm has represented numerous life insurance companies in a wide variety of cases and consultations. Clark Hill's knowledge of and experience with the law of misrepresentation has been particularly broad, emphasizing summary disposition wherever possible and successful appellate strategies when necessary. Whether dealing with the knottiest interpleader problem or the most arcane actuarial issue, Clark Hill attorneys possess the expertise to resolve it.