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Micah M. Hoffman

Senior Attorney
Office

San Diego

One America Plaza
600 West Broadway, Suite 500
San Diego, CA 92101
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Practice Areas
Insurance & Reinsurance
Education
J.D., magna cum laude, California Western School of Law, San Diego, California
B.A., summa cum laude, San Diego State University, San Diego, California
State Bar Licenses
California
Court Admissions
U.S. District Ct., S.D. of California 2008
Awards/Achievements
California Western School of Law: Associate Writer/Editor, California Western Law Review/International Law Journal; Ralph Gano Miller Tax Award Recipient; Highest Academic Achievement Award: Property I & II, Legal Drafting, Business Planning, Estate & Gift Tax; Academic Merit Scholarship Recipient and Faculty Scholarship Recipient; Property Honors Instructor (2006); Dean's List (2004-2006)
San Diego State University: Honors: Phi Kappa Phi, Golden Key International, Lambda Pi Eta (Vice President), Pi Sigma Alpha, Pi Eta Sigma; Council Representative, College of Professional Studies & Fine Arts (2003-2004); Member, Pre-Law Society (2002-2004); Dean's List (2001-2004)
Membership
Committee Member, Insurance/Bad Faith Section, San Diego County Bar Association, January 2017–Present
Member, San Diego County Bar Association

Micah M. Hoffman

Senior Attorney

Micah Hoffman is a member of the firm’s Insurance Law and Appellate Advocacy practice groups.  Her insurance practice focuses on insurance coverage and bad faith litigation.  Micah’s experience includes providing assistance to insurance carriers in the evaluation of insurance coverage issues and balancing policy interpretation against potential coverage litigation, as well as pursuing and defending coverage and bad faith litigation on behalf of insurance carriers.  Micah’s appellate experience includes post-trial motions, appeals, and writs.  

Micah joined the firm after nearly four years with a prestigious San Diego law firm where she specialized in the evaluation of insurance coverage issues in primarily construction defect cases in California and on a national oversight basis.  Micah’s prior experience also includes ERISA and employee benefits planning, estate planning, business transactions and general civil litigation.

Publications/Presentations

  • Co-author, Morris Polich & Purdy's California and Nevada Insurance Coverage Newsletter, 2017 Vol.2
    • "Willful Misconduct Exclusion in Directors and Officers Policy Does Not Apply Until Appeals Have Been Exhausted"
    • "Mold Exclusion that Purported to Release Insurer of Duty to Defend in a 'Mixed' Action was Unenforceable"
    • "Conspicuous and Clear Used Tire Exclusion was Enforceable" 
    • "Motion to Set Aside Default in Declaratory Relief Action Denied Where Insured’s Culpable Conduct Led to Default"
  • Co-author, Morris Polich & Purdy's California and Nevada Insurance Coverage Newsletter, 2017 Vol.1
    • "This Construction Defect Was Not an Accident; Insured Required to Reimburse Insurer Settlement Amount Paid, But Not Portion Attributable to Supplementary Payments"
    • "Post-Verdict Award of Brandt Fees Should Be Included in Punitive-Compensatory Damages Ratio"
    • "Speculation About Extraneous Facts Does Not Trigger Duty to Indemnify"
    • Co-author, Morris Polich & Purdy's California and Nevada Insurance Coverage Newsletter, 2016 Vol.4
    • "Insurers Cannot Contract Around California Law Requiring Insurers to Defend a 'Mixed Action'; 'Continuous or Progressive Damage Exclusion' Also Addressed"
    • "'Billing Errors Endorsement' Sub-Limit Applies to Both Defense and Indemnity"
    • "Provision Excluding Costs of a Vehicle’s “Diminution in Value” From an Auto Insurer's Repair Obligation is Enforceable and Not Against Public Policy"
    • "Health Insurer’s Internal Appeals Process Does Not Toll Statute of Limitations for Claims in Quantum Meruit after Insurer Unequivocally Denies Claim for Payment"
  • Co-author, Morris Polich & Purdy's California and Nevada Insurance Coverage Newsletter, 2016 Vol. 3
    • "An “Other Insurance” Clause is an Unenforceable “Escape Clause” Against Public Policy"
    • "Plaintiff Did Not Suffer “Ultimate Net Loss” Under Excess Policy for Claims Covered by Global Settlement"
    • "An Insured’s Continued Refusal to Provide Requested Information to its Insurer Constitutes a Failure to Cooperate"
    • "Claims for Failure to Pay Wages, Penalties and Liquidated Damages are Not Covered Claims"
  • Co-author, Morris Polich & Purdy's California and Nevada Insurance Coverage Newsletter, 2016 Vol. 2
    • "Allegations of Trespass and Encroachment Did Not Constitute “Occurrence” in Homeowners’ Insurance Policy"
    • "Duty to Defend Found Even Where Plaintiffs Explicitly Disavowed Claims for Bodily Injury or Property Damage; Allegations of Fraud and Deceit Constitute “Occurrence” Where Complaint Does Not Allege that Product Defects Were Expected"
    • "Homeowner Association’s Policy Constitutes “Other Insurance” Under an Officer’s Personal Umbrella Policy"