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Joseph A. Carita

Senior Counsel
Office

Princeton

210 Carnegie Center
Suite 102
Princeton, NJ 08540
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Fax: 609.785.2972
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Practice Areas
Banking & FinanceCorporate Restructuring & BankruptcyLitigation
Areas of Emphasis
Creditors Rights
Education
J.D., Widener University School of Law, Wilmington, Delaware, 1990, Moot Court Honor Society
B.A., Bucknell University, Lewisburg, Pennsylvania, 1987, Political Science
State Bar Licenses
New Jersey
Pennsylvania
Court Admissions
U.S. District Ct., District of New Jersey
U.S. District Ct., E.D. of Pennsylvania
U.S. Court of Appeals, 3rd Circuit
U.S. Supreme Court
Membership
Burlington County Bar Association
Camden County Bar Association
Burlington County Regional Chamber of Commerce; Board of Directors (Chairman of the Board, 2010); Member, Government Affairs and Economic Development Committees
Businesses Committed to Burlington County
South Jersey Bankers Association
Turnaround Management Association
Founding Member, Central Jersey Claims Association

Joseph A. Carita

Senior Counsel

Joseph A. Carita is a trusted partner to clients managing asset recovery, debt collection and other commercial litigation. He understands that while clients regard litigation as an occasionally necessary expense, it needs to be done efficiently and in a cost effective manner. A member of  Clark Hill's Banking & Finance Practice Group in the Princeton, New Jersey office, Joe focuses his practice on creditor’s rights, from pre-litigation workouts to litigated matters in both state and United States Bankruptcy Courts through post judgment execution. Joe represents national commercial lenders, special servicers, regional banks, equipment financing companies and other major creditors. He believes the client’s input is critical to every step of the process and that can only occur when the client is kept fully advised as the matter progresses

Joe has 26 years of jury and non-jury trial experience including representation of governmental entities and employees in civil litigation matters involving the New Jersey Tort Claims Act and 42 U.S.C. 1983. He has also represented clients in complex mediation and ADR matters and has been responsible for all aspects of litigated commercial and liability matters, from pretrial discovery and dispositive motions through jury and non-jury trials. Regardless of the legal path taken, the goal is always the same, achieve the client’s objective of the optimum legal outcome with the minimum of expense and time.

Joseph's experience includes:

  • Representing a regional bank in state court and bankruptcy matters involving a convicted New Jersey real estate investor who pleaded guilty to bank fraud charges involving negotiation of a $25,000,000 check.
  • Representing a regional bank in a matter involving a lawyer, later disbarred, who misappropriated approximately $800,000 in funds from mortgage refinancings attempting to defraud his clients and the lenders.
  • Representing a national special servicer in an $88,000,000 foreclosure of an office building in Hackensack, New Jersey.
  • Representing a construction equipment finance company in numerous actions to recover collateral.
  • Representing court appointed receivers in foreclosure matters.
  • Representing a diesel engine seller and servicer in all aspects of debt collection and litigation.
  • Advising clients, including national and regional banks, and special servicers, on pre-suit matters such as work out proceedings, debt restructuring, refinancing and regulatory compliance.
  • Rendering post-bankruptcy petition advice to creditor clients on debtors/borrowers reorganization plans and post-petition financing.
  • Defending financial institutions against claims of Uniform Commercial Code violations regarding check warranties and check collection, including forged and stolen checks.
  • Successfully defending police officer against civil rights violation claims.
  • Obtaining favorable outcomes for municipal clients in alleged defective roadway claims.

Joseph has been appointed as an arbitrator in civil matters by the Superior Court of New Jersey.

 

Presentations

  • Presenter, "Legal Lightning Round; Refreshing Your Checklist for the Next Wave,” Trigild Fall Lender's Conference, San Diego, CA, October 2016

 

Experiences

Represented a regional bank in a matter involving a lawyer, later disbarred, who misappropriated approximately $800,000 in funds from mortgage refinancings attempting to defraud his clients and the lenders.

Represented a diesel engine seller and servicer in all aspects of debt collection and litigation.

Represented a regional bank in state court and bankruptcy matters involving a convicted New Jersey real estate investor who pleaded guilty to bank fraud charges involving negotiation of a $25,000,000 check.

Represented a national special servicer in an $88,000,000 foreclosure of an office building in Hackensack, New Jersey.

Represented a construction equipment finance company in numerous actions to recover collateral.

Represented court appointed receivers in foreclosure matters.

Advising clients, including national and regional banks and special servicers, on pre-suit matters such as work out proceedings, debt restructuring, refinancing and regulatory compliance.

Defending financial institutions against claims of Uniform Commercial Code violations regarding check warranties and check collection, including forged and stolen checks.

Rendering post-bankruptcy petition advice to creditor clients on debtors/borrowers reorganization plans and post-petition financing